Daughter of George Temple and Mary McAuslane of Castlemaine, Hilda married James Kerr in 1893 and lived at Lincluden, Raymond Street, Orbost. Her husband was a Scot who had come to Australia as a ship's doctor and practised in NSW before visiting Orbost on a government vaccination programme. He liked Orbost and returned there, its first doctor, until his death in 1928. Hilda was sometimes referred to as 'Mrs Dr Kerr.'
She and her sisters Mabel Stewart Temple (q.v.). and Margaret Ferrie Temple all wrote poems and songs.